Law Office of Lowell Steiger

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Product Recalls: U.S. Consumer Product Safety Commission

The U.S. Consumer Product Safety Commission provides Recalls and Product Safety News. Their page, with links to recalls by Product Type, Company or Product Description as well as product categories such as child products (not including toys), toys, household products, outdoor products, sports & recreation products and specialty products, describes their service as follows: The U.S. Consumer Product Safety Commission is charged with protecting the public from unreasonable risks of serious injury or death from more than 15,000 types of consumer products. You can find information on over 4,000 product recalls and recall alerts using the various searches on this page.

Health Insurance: Retroactive Cancellation by Blue Shield to Be Heard by Appeals Court

The following is an article that appeared in the May 7, 2007 Los Angeles Times reporting that an appeals court is hearing a case regarding Blue Shield retroactively cancelling the medical insurance policy of a self-employed machinist who was badly injured in an auto accident. The article reports that the case could affect hundreds of suits challenging such cancellations as illegal and unfair. LOS ANGELES TIMES INSURANCE Halted health coverage suit may be far-reaching An appeals court will weigh Blue Shield’s retroactive cancellation of a car-crash patient. By Lisa Girion Times Staff Writer May 7, 2007 A 2001 car accident… Read More

Foreclosure: Avoiding It, If Possible

Today’s Consumer Law and Policy Blog refers to a Washington Post article published on May 6, 2007 aimed at illuminating strategies that borrowers and mortgage lenders might employ to avoid foreclosure.  The article entitled Fighting to Keep The Roof On  discusses the fact that lenders are willing to work with borrowers.  Restructuring the loan may benefit both the borrower and the lender because it is much less costly for the lender to restructure than to foreclose.  The lenders are in the business of lending not foreclosing and selling the property so, when feasible, they would prefer to keep the homeowner in their home.

Car Rental or Loss of Use?

A question that is frequently asked by people who have been in automobile accidents is “What is the difference between rental and loss of use?” Jonathan G. Stein of the California Personal Injury and Insurance Blog answered this question by using the following illustration: Okay, so your car is damaged in a car accident. You can’t drive it and it is in the shop. You think you are entitled to a rental car (because you read this blog, you know you are entitled to a rental car). But what about loss of use? What the heck do you get? This is pretty easy. If… Read More