Search Result for:
How has the Subprime Crisis affected you? Foreclosure? Victim of Real Estate Fraud? Skyrocketing mortgage payments? Negative credit rating? Victim of Predatory Lending? Misled by lenders? Call or e-mail me to learn about your legal rights. Maybe all is not yet lost… Lowell Steiger, Attorney at Law lowell@steigerlaw.com As we learn more and more about predatory lending and the subprime mortgage crisis, I think it is imperative that you read the following article written by the Mortgage Bankers Association (MBA). Understanding and Reporting Suspected Predatory Lending and Fraud MBA and its members actively fight against predatory lending. Lending practices that strip equity away from homeowners or… Read More
Please view the photo album with caution. The photos in this posting are not for the faint-at-heart. For that reason, I am posting only one picture here and you’ll have to click here to see the rest. Please show these pictures to your kids and tell them in simple, emphatic words, don’t text while driving. Texting while driving could lead to death, or worse.
The SpeedTrap Exchange is a site where visitors can post what they believe are speedtraps. The National Motorists Association cannot attest to the validity of these listings. They are individual postings from private individuals who believe a speed trap is in effect in these locations. This site is chock full of valuable information and links including Speedtrap Listings, Speed Limits: Fact & Fiction and How to Fight a Speeding Ticket. The best way to avoid a speed trap? Don’t Speed!!!
An excellent video series, produced by the California Department of Motor Vehicles, which explains the 10 Reasons for Failing the Driving Test. Many of the cmmon mistakes that lead to failure of the test are the same mistakes that cause injury related accidents — something that we should all try to avoid! To see the rest of this series, and other DMV videos, click here. Another fascinating video is the DMV Video entitled “Kyle’s Test Drive.”
Advice on Speeding Tickets Good advice: don’t speed Best advice: FIGHT IT! We’re at a time where speed enforcement is more vigilant than ever, yet we’re also taunted with the availability of faster and faster cars. Horsepower comes cheap these days, with even minivans having 250 horses. The National Highway Traffic Safety Administration cites speeding as the factor in 1/3 of all crash-related fatalities. With federal officials are urging states to increase speed enforcement, causing lawmakers in California to have added surcharges of as much as $30 on top of fines for speeding. Paying the fine might not change your life, but… Read More
How has the Subprime Crisis affected you? Foreclosure? Skyrocketing mortgage payments? Negative credit rating? Misled by lenders? Call or e-mail me to learn about your legal rights. Maybe all is not yet lost… Attorney General Brown Shuts Down Mortgage Scam Artists From the Attorney General of California’s Website: LOS ANGELES, March 18, 2008 —California Attorney General Edmund G. Brown Jr. today shut down Lifetime Financial, Nations Mortgage, Greenleaf Lending, Virtual Escrow, Olympic Escrow and Direct Credit Solutions, accusing the predatory lending companies of pushing homeowners into “illegal and unconscionable loans.” “As the mortgage crisis worsens, a growing number of fly-by-night companies are employing utterly… Read More
With gas prices hitting over $4.00 per gallon in some spots around the U.S., we’re all searching for ways to save money on that which fuels our country: Fuel!!! ABC News did an interesting story — click here to watch video –on alternative means to power your car. Fred Crane invented the Mileage Master which appears to significantly increase gas mileage. You flip a switch when you reach a certain speed thereby cutting off gas flow to half of the cylinders. Crane says that a person getting 20 miles per gallon spending $100 per month could reduce that bill to $35 per… Read More
he National Association of Consumer Advocates is a fantastic organization comprised of attorneys and other individuals dedicated to championing consumer rights — your rights. They are there for the consumer when it comes to: Auto Fraud Credit Reporting Problems Debt Collection Abuse Identity Theft Lemon Law Military Consumer Rights Predatory Lending Practices Student Loans I have a particular interest in the substance of their organization as my practice is now taking on the types of cases which the National Association of Consumer Advocates addresses. Of topical note is their published piece on predatory lending practices, the substance of which is posted below: Predatory Lending Practices… Read More
The BBC has produced a shocking video depicting ex-subprime borrowers, once proud homeowners, now living in tent cities that have sprung up in Southern California as victims of the mortgage crisis lose their homes. How has the Subprime Crisis affected you? Foreclosure? Skyrocketing mortgage payments? Negative credit rating? Misled by lenders? Call or e-mail me to learn about your legal rights. Maybe all is not yet lost… Lowell Steiger, Attorney at Law
The Subprime Crisis is complex, frustrating and, most of all, enraging. The 1000’s upon 1000’s of unsuspecting victims range from borrowers trying to get a home to major investors trying to make a legitimate return on their investment. As it unfolds, the litigation against mortgage brokers, lenders, appraisers and everyone in the chain will increase exponentially. The Subprime Primer is a comical, yet sobering, series of cartoon frames that explains the etiology of the Subprime Crisis. Beware, there are some four-letter expletives throughout but they enhance, rather than detract, from the subject matter. How has the Subprime Crisis affected you? Foreclosure? Skyrocketing… Read More